Our Partners
Whole of Market Access — With Added Advantage
At TERN, we don’t just provide advisers with whole-of-market access. We combine true independence with the scale and partnerships that unlock additional commercial and product opportunities — delivering WOM+. That means:
- True Whole of Market Coverage – Every later life lending product is available to you, with no restrictions or hidden bias.
- Exclusive Products – Thanks to our group strength, we secure exclusive plans unavailable elsewhere - giving you and your clients a competitive edge.
- Market-Leading Procuration Fees – We negotiate the highest procuration fees available in the market, surpassing those typically offered by networks or clubs.
Our lender relationships are built on trust, consistency, and quality of advice — relationships we’ve cultivated over many years. We focus solely on later life lending, which means lenders know they’re partnering with true specialists.
But we don’t just distribute products - we help shape them. By sharing unique insights into consumer behaviour, we collaborate with lenders to design, refine, and test new solutions. These partnerships will continue to play a role in making products more competitive and better suited to client needs.
We also work side-by-side with lenders on technology innovation. Our APIs and digital tools create faster smoother journeys for advisers and clients, helping to strip away unnecessary admin and speed up the process from lead to completion.
Together with all equity release providers, we’re building the future of later life lending: one that’s smarter, simpler, more adviser and client friendly.
“The Equitec systems have completely transformed how I work. Everything connects — CRM, sourcing, client updates — it’s just seamless.”
Partner with a network that grows with you
Ready to scale smartER? Let's talk about what’s possible. Book a call today.
