Three Journeys. One Network
Whether you're an established equity release adviser, a developing broker firm, or just starting to explore the market, TERN is built to help you grow.We support individuals and businesses at every stage-from building confidence and capability, to scaling operations, to unlocking new enhanced revenue streams.
Below, you'll find three tailored journeys that show how TERN can support your development whatever stage you're at in later life lending.
You’re New to Equity Release
You’re qualified, curious – and ready to specialise. You may be a mortgage adviser looking to diversify, or simply exploring the later life lending market for the first time. Either way, TERN gives you the tools, training, and confidence to get started.
You’re an Existing Equity Release Adviser
You’re writing cases – now it’s time to grow. You understand the market but want better tech, stronger support, and a commercial model that truly rewards performance.
You’re an Equity Release Broker Firm
You’ve built a business – now it’s time to scale. You’re established and ready to grow. Now you need a partner to help you optimise operations, scale efficiently, recruit the right advisers, and drive greater revenues.
With TERN you get:
Step-by-step onboarding & training
Kick-start your journey with the TERN Academy – a face-to-face, instructor-led learning programme covering everything from market fundamentals to compliance, suitability, and sourcing.
You’ll also be supported by experienced mentors throughout, ensuring you have the clarity and support needed to develop into a confident and competent adviser.
Supportive tech built for later life
You’ll use a dedicated equity release CRM that takes care of everything – from receiving a lead, opening the factfind, running later life research, and generating your Product Confirmation Letter. This helps provides a seamless journey and keeping everything you need in-house.
Leads & marketing tools to help you launch
Access free leads*, smartER and calculator plugins for your new website, plus pre-built marketing templates and lead generation best practice techniques.
We’ll help you find and convert your first equity release applications!
Compliance with guidance, not restrictions
Your dedicated Quality Controller will provide quick, constructive feedback, helping you learn the standards while keeping your cases moving forward.
Perfect for those building confidence and competence to the latest industry standards.
Whole-of-market access & competitive earnings
Get access to whole of market later life lending products – including exclusive plans via Equity Release Group – accessing preferential commission terms through TERN’s position as the leading later life lending network.
